Chapter 13

Chapter 13 "Reorganization" Bankruptcy

Schedule a free consultation by dialing (800) 843-1165!

Chapter 13 bankruptcy gives individuals who are deep in debt a chance to reorganize their finances and repay their debt over time. This is an excellent option for those with steady incomes who need time to catch up with what they owe. If you do not qualify for Chapter 7 bankruptcy after failing the means test, there is a good chance you will still qualify for Chapter 13 bankruptcy.

At our firm, we help people throughout South Florida take back control of their finances. We work with debtors to help them sift through their options and to find the unique solutions to their specific circumstance. Our Boca Raton bankruptcy lawyer has over 28 years of debt relief experience and a reputation for prompt, one-on-one client care. Choose us for the advocacy you need and deserve.


How can Chapter 13 bankruptcy help me get out of debt?

Chapter 13 bankruptcy allows you to eliminate some debts while restructuring the payments of others. With manageable payments set up over a lengthier period of time, you'll be able to pay what you owe while keeping your assets and slowly rebuilding your financial health. Simply put, Chapter 13 bankruptcy gives you a chance to regain control of your life.

Other benefits of filing for Chapter 13 relief including putting a stop to:

  • Actions of repossession
  • Foreclosure on your home
  • Wage garnishment
  • Creditor harassment

Experienced Boca Raton Attorney. Dedicated Advocacy.

Contact our Palm Beach County bankruptcy firm today for trusted counsel that is backed by 28+ years’ experience, top recommendations from clients, and 1,000s of proven case results. As a former bankruptcy trustee lawyer, our attorney has the insights you need.

Let us be a part of your financial success story. Set up your free evaluation and learn more about how we can help you defeat your debt.

Why Choose Law Offices of David Kovari, PA?

  • Long-term solutions

    Our firm also helps clients with how to prepare for life after bankruptcy so they can achieve a higher credit score and financial stability long after they have paid off their debts. We truly care about your long-term financial success.

  • Client Focus

    We put our clients first. Over the course of our practice, our attorney has helped thousands of individuals who were facing legal and financial troubles. Clients love us and trust us to always provide one-on-one attention for their cases.

  • Proven Results

    Our attorney has represented bankruptcy trustees, so he has a view of both sides. This enables him to provide nuanced representation to clients throughout their bankruptcy proceedings.

  • Professional Excellence

    We are committed to delivering honest and effective advice for clients. We also keep up-to-date with bankruptcy law so we can provide consistently professional service.


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