Chapter 7

Boca Raton Chapter 7 Bankruptcy Lawyer

Learn About Liquidation Bankruptcy: Call (800) 843-1165

Also known as straight or liquidation bankruptcy, Chapter 7 bankruptcy allows an individual to liquidate overwhelming debt, essentially hitting a restart button on their financial life. Chapter 7 bankruptcy is typically a quick procedure that can eliminate most, if not all, an individual's debt. This option allows the filer to achieve a second chance within a matter of months.

With help from a knowledgeable Boca Raton bankruptcy lawyer, there is a very good chance that you may be able to liquidate your debt while holding onto your home and vehicle. Our team at the Law Offices of David Kovari, P.A. can help you achieve this goal. We have helped thousands of clients with our seasoned and effective counsel. Don't risk your financial well-being by filing for bankruptcy alone.

Is Chapter 7 bankruptcy right for you?
Call (800) 843-1165 to speak with our firm.

Liquidating Debts Under Chapter 7 Bankruptcy

First, find out whether or not you qualify for Chapter 7 bankruptcy. Not everybody is eligible for Chapter 7 bankruptcy due to its income restrictions. The United States Congress has established a "means test" to be taken in order to determine whether or not an individual qualifies for Chapter 7 bankruptcy. Individuals with high disposable incomes may be able to file for Chapter 13 bankruptcy instead.

Numerous forms of debt can be discharged under Chapter 7, including:

  • Credit card debt
  • Medical bills
  • Collection agency accounts
  • Business debts
  • Personal loans from friends, employers, and family members
  • Auto accident claims unless the claim involved drunk driving
  • Social Security overpayments
  • Dishonored checks where fraud is NOT involved
  • Past due utility bills
  • Money owed to the IRS, after a specified number of years
  • Veterans assistance loans / overpayments
  • Other forms of unsecured debt

Call the Law Offices of David Kovari, P.A. today at (800) 843-1165
for a free
case review to discuss your debt. We proudly serve all of South Florida.

Why Choose Law Offices of David Kovari, PA?

  • Long-term solutions

    Our firm also helps clients with how to prepare for life after bankruptcy so they can achieve a higher credit score and financial stability long after they have paid off their debts. We truly care about your long-term financial success.

  • Client Focus

    We put our clients first. Over the course of our practice, our attorney has helped thousands of individuals who were facing legal and financial troubles. Clients love us and trust us to always provide one-on-one attention for their cases.

  • Proven Results

    Our attorney has represented bankruptcy trustees, so he has a view of both sides. This enables him to provide nuanced representation to clients throughout their bankruptcy proceedings.

  • Professional Excellence

    We are committed to delivering honest and effective advice for clients. We also keep up-to-date with bankruptcy law so we can provide consistently professional service.


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